Friday, 9 December 2011

Avoid These 5 Holiday Credit and Money Thieving Pitfalls for 2010

L50-503 While you're enjoying your family and friends, turkey, stuffing and gravy, hackers and con artists are trying to make their gravy off of your accounts. During the season of goodwill, unfortunately identity thieves are doing more taking than giving.

Unbelievable holiday travel deals are probably just that -unbelievable.
If a holiday travel deal sounds like a steal, it probably is for the fake company that wants your personal information and account numbers to book you the hottest travel deals for Thanksgiving. Too many people have paid for Thanksgiving travel deals and found themselves not traveling, out of the money and totally ungrateful.
Be sure to research reviews from trusted sources (not "plants") on any travel agencies offering super holiday travel deals. Make sure they have working phone numbers.
Watch out for unfamiliar websites offers great deals on hot toys and must gadgets for the Christmas 2010 season.
1T0-035 You can't it anywhere or else you can't find it at such a great deal and then there it is- hottest toy or latest gadgets on Christmas list. Make sure that you are the initiator for your holiday shopping. If you get a "deal" e-mail, ignore it and if you think you want to check it out, go to the website by your own search without using email links that lead to scams. If the sale is legit the website will be advertising it.
Christmas shopping on eBay and Craig's list will save you money if you follow these tips from the Better Business Bureau.
There are some great deals on eBay and Craigslist but the BBB wants you to watch out for sellers that will take advantage of your desperation to find the perfect gift.
-Research sellers on eBay.
-Don't ignore instincts that something isn't right about the deal.
-Shop locally on Craigslist and make the transaction in person.
-Never wire transfer money.
MA0-100 Overpaying at the cash register.
"Your total is $38.98," says the smiling cashier. But wait. Is that what the register says? Cashiers have been known to take advantage of people's busyness during the holiday season and reward themselves with some cash back.
Make sure the total you're given matches the register screen. Cashiers will even turn or block total lights but always ask. If you don't want to seem suspicious, use a line like, "Can I see that please? I'm more of a visual person."
And the number one way to lose your money over the holidays to fraud?
Charitable giving to "fake" charities. From Black Friday through the New Year, the number of fraudulent "charities" seeking "donations" traditionally goes up. These scammers are trying to take advantage of your goodwill during the holiday season.
Don't give to a charity before checking them out at CharityNavigator.com or the Better Business Bureau Wise Giving Alliance.

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